Architectural Heritage Fund — Loans

What it is

Secured loans, not grants — £25,000 to £500,000 (repayable, typically up to 5 years) for charities and social enterprises acquiring, reusing or redeveloping historic or architecturally important buildings across the UK. Uses include purchase, redevelopment, working capital and energy-resilience improvements; terms are tailored per project with repayment holidays possible.

Verified 2026-08-21 on ahfund.org.uk (/loans/ and /loans/our-loan-funds/): rolling Expression of Interest applications, decisions at quarterly Credit Panels (Mar/Jun/Sep/Nov); eligible borrowers are incorporated charities and social enterprises (CIOs, charitable companies limited by guarantee, community benefit societies, CICs, co-operatives) plus parish/town councils — NOT private individuals, local authorities, universities or for-profit companies; buildings typically listed or in a conservation area (unlisted considered if significance demonstrated). £25k–£500k range confirmed from funder's own site/loans-guidance content (Heritage Impact Fund £25k–£500k, up to 5 years; General Funds usually up to £500k, more in exceptional cases) — exact rate/term set per project in due diligence, 8% fixed headline rate from the Notion rescue NOT re-confirmed today. Engine cannot express the historic-building requirement or the incorporated-legal-form detail; sector rule (social-enterprise) is the closest expressible gate.