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Gov Owed
Open nowDevolved-nation fundingVerified 6 Nov 2026

NI Small Business Loan Fund III

Invest Northern Ireland (Access to Finance); fund managed by Ulster Community Finance Ltd with Enterprise Northern Ireland

Check if you qualifyFree to check · no sign-up · full report £19.95

Worth

£10,000 to £125,000

Loan (repayable)

Deadline

Rolling - no fixed deadline

Type of funding

Loan (repayable)

Where

Northern Ireland

What it is

A business loan you repay with interest, at commercial rates, from £10,000 to £125,000 for Northern Ireland small businesses, sole traders and social enterprises that cannot get bank finance. Start-ups trading under two years can borrow less.

Checked 6 Nov 2026 on investni.com and nisblf.com: loans of £10,000 to £125,000 at commercial interest rates, for NI businesses unable to get mainstream finance. Start-up cap differs between sources: Invest NI says up to £25,000, the fund's own page says up to £15,000. Terms up to five years; personal guarantees may be sought.

Official source

Who can apply

A summary of the main rules, not the full list. Invest Northern Ireland (Access to Finance); fund managed by Ulster Community Finance Ltd with Enterprise Northern Ireland decides who is eligible, so read their guidance before you apply. The free scan checks these against your own business.

  • Business based in Northern Ireland
  • An SME (under 250 staff)
Read the full rules at the official source

How to apply, in brief

The business applies directly to the fund (NI Small Business Loan Fund, managed by Ulster Community Finance Ltd) by enquiry form, phone 0800 988 2879 or enquiry@nisblf.com.

  1. 1Check you fit the fund
  2. 2Get a quote and send an enquiry
  3. 3Complete the application form
  4. 4Site visit, assessment and payout

The full guide, with what to do at each step, the official link for it and a draft to work from, is part of the £19.95 report.

Common questions

Is NI Small Business Loan Fund III open for applications?
Yes. It is open for applications, with no fixed deadline.
How much is NI Small Business Loan Fund III worth?
£10,000 to £125,000. It is a loan (repayable), and the funder decides what each applicant receives.
Who runs NI Small Business Loan Fund III, and where is it available?
Invest Northern Ireland (Access to Finance); fund managed by Ulster Community Finance Ltd with Enterprise Northern Ireland runs it. It is available in Northern Ireland.
How do I apply for NI Small Business Loan Fund III?
The business applies directly to the fund (NI Small Business Loan Fund, managed by Ulster Community Finance Ltd) by enquiry form, phone 0800 988 2879 or enquiry@nisblf.com.

Does your business qualify?

Eligibility rules are where schemes get fiddly. Gov Owed checks your business against NI Small Business Loan Fund III — and every other UK scheme we track — in about two minutes, free. The £19.95 report then explains exactly why you qualify, drafts your answers and walks you through the real application step by step.

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Information, not financial advice; eligibility is decided by the funder. Contains public sector information licensed under the Open Government Licence v3.0. Schemes change — confirm details on the official page before applying.